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We have worked with a number of lenders over the last four years. Some of the stories that you have read or heard about are true…and this is a new year with new stories to share with you.
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If you don’t read anything else on my website, read this now. There is an eminent change to the tax code in the way forgiveness of debt is going to be handled with both short sales and foreclosures. After you complete a short sale, the lender is required by the IRS to issue a 1099 for the amount of debt forgiven. One common misconception is letting a house go to foreclosure changes that.
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Here are 7 options to consider if you are falling behind on your mortgage. Everyone’s situation is different. This report is only a guide. It should not be a substitute to talking with your CPA/attorney about your individual situation.
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